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Church Worker Wellness

6 Great Reasons to Invest in the Church Worker StewardAccount®

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As a Lutheran Church-Missouri Synod (LCMS) church worker, you face unique financial challenges and opportunities often misunderstood by those outside your vocation. Unlike traditional financial settings, specific circumstances like housing allowances or interpreting a teacher’s call documents can complicate financial planning.

Recognizing these unique needs, the Lutheran Church Extension Fund (LCEF) has been committed for over 45 years to providing tailored financial solutions. The Church Worker StewardAccount® is designed exclusively for rostered and lay church workers, reflecting our ongoing dedication to your financial health. Here’s why you should consider investing:

  1. Budget for the unexpected. Unforeseen crises can impact anyone, but with a 3.0% interest rate, your emergency fund can grow faster, ensuring you are prepared for unexpected events.
  2. Boost your retirement. Every bit counts towards retirement. A strong return on your investment can supplement your retirement account, allowing you to focus on your current ministry without worrying about the future.
  3. Prepare for big events. Life events such as weddings, funerals, and other significant moments require financial readiness. Having a fund set aside ensures you can serve your family generously in times of joy or sorrow.
  4. Fund major purchases. Being a good steward means minimizing credit use. Accessible funds with a higher-than-average return can help you manage significant purchases like appliances or vehicles without resorting to credit.
  5. Explore new opportunities. Beyond church service, exploring other passions and interests is ideal. Having money set aside allows you to engage in activities that bring rest and refreshment without financial worry.
  6. Support LCMS ministries. Your investment helps LCEF provide funds and solutions to support and sustain LCMS church workers and ministries, ensuring their growth and success for the future.

Are You Eligible?

If you are employed by an LCMS church, school or organization, you qualify for this tailored financial opportunity. We’re here to help. Please call 800-843-5233, or visit lcef.org/MyCWSA for more information or to open your account today.

StewardAccount products are not available to investors in South Carolina. StewardAccount access features are offered through UMB Bank n.a.